Thursday, December 27, 2007

Slightly Good News about Health Care, at Least in California

I'm sure Dick Cheney will have something to say about this (as he does everything, because he has self-provided godlike powers and infallible judgment, Hail Caesar) but a state court in California has recently put limits on health insurers' ability to cancel policies after policy holders get sick:

Health insurers can't wait until a policyholder is sick or injured to investigate the person's medical history and then abruptly cancel the policy on the grounds that important information was left out of the original application, a state appeals court has ruled.

On Monday, the Fourth District Court of Appeal in Santa Ana called a halt to a practice that lawyers for policyholders claim is widespread. Known as "post-claims underwriting," it has led to numerous lawsuits - mostly unsuccessful so far - and state enforcement actions against insurers.

It doesn't go as far as it might, and the measure's a drop in the bucket given the systematic absuses, but still, this is good news. And yes, I did just watch Sicko.

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